Discover Card and American Express Credit Cards During October to November

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Personally, I think it is pretty much easy to retain new credit cards from Discover and American Express (AMEX) from October to November of every year. Credit card companies may not be unwilling to give consumers opportunities to acquire substantial credit when Christmas Holiday seasons nears. Most families spend so much cash on electronics and clothing through shopping inside a large retail store like Walmart or Kmart during Christmas Holiday seasons. Just a few weeks ago, I was able to acquire a new Discover More Card holding considerable funds as well as cashback bonus rewards after filling out a simple online application. I even remember offering my annual income information as part of the application process.

And only a few days afterwards, AMEX granted me access to a fully loaded Blue Cash Everyday (SM) credit card which I think possesses some awesome benefits. The AMEX card has a high annual percentage rate as compared to the Discover Card and the latter was more willing to extend the initial credit limit it disbursed to me but I declined the offer.

Personally, I believe that using the AMEX credit card will produce some great benefits for me as time goes on and have started doing some shopping with while hoping my FICO credit score still stays healthy.An excellent credit score is all you need to apply for cards from the two big financial corporations without receiving a rejection letter from them. The excellent credit cards I have all contain thousands of dollars but I will use them appropriately and continue to live a frugal life month-after-month.

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