Getting Approved for a Capital One Unsecured Personal Loan

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Consumers who are doing business with a big financial institution as Capital One are probably getting some exciting benefits from using its wide variety of services. Today, I received in my mailbox an unsecured personal loan offer from Capital One since I have been doing business with this particular bank for awhile. Holding personal and business credit cards from Capital One allows the bank to send you enticing offers periodically. If you are a customer of Capital One, you have probably received some loan offers from it lately.

The current unsecured loan offer extended to me from Capital One allows me to borrow some money from it while taking advantage of a fixed APR as low as 6.99% (the offer includes fixed monthly payment, no prepayment fee, no application fee and no collateral features as well). By keeping an excellent FICO credit score and doing consistent business with Capital One, you may be able to borrow funds between $5,000 to $25,000 through its newest offer which may end very soon in January, 2011. That is right! The annual percentage rate of the unsecured loan product this bank wants to lend to me is low and it allows consumers to apply for it without increasing their chances of producing high debt levels.

The offer is available to only checking account holders of Capital One as well as its credit card customers.

Related posts:

  1. Applying for a Personal Loan Via Capital One Bank
  2. What Unsecured Personal Loans Can’t Do
  3. About Credit History and Capital
  4. What Monthly Payments Do for Loan Borrowers
  5. About Credit Scores and Capital

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