<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" ><channel><title>Choicehow &#124; Personal Finance</title> <atom:link href="http://personalfinance.choicehow.com/feed/" rel="self" type="application/rss+xml" /><link>http://personalfinance.choicehow.com</link> <description>Personal Finance Details Via Choicehow.com</description> <lastBuildDate>Wed, 13 Feb 2013 04:21:22 +0000</lastBuildDate> <language>en-US</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.5.1</generator> <item><title>Newegg Late Payment Fee Removed After Call</title><link>http://personalfinance.choicehow.com/2013/02/newegg-late-payment-fee-removed-after-call/</link> <comments>http://personalfinance.choicehow.com/2013/02/newegg-late-payment-fee-removed-after-call/#comments</comments> <pubDate>Wed, 13 Feb 2013 04:21:22 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Credit Cards]]></category> <category><![CDATA[Money]]></category> <category><![CDATA[debts]]></category> <category><![CDATA[fees]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[Retail]]></category> <category><![CDATA[retail stores]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=997</guid> <description><![CDATA[If you are a Newegg customer and a have a Preferred Account with the retail store, you may be able to claim a late payment fee removal when one is triggered. All you have to when facing a $25 late payment charge from Newegg is to call the store from Monday to Friday. That is]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2013/02/newegg-late-payment-fee-removed-after-call/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Paying All Debts On Credit Cards At Once</title><link>http://personalfinance.choicehow.com/2013/01/paying-all-debts-on-credit-cards-at-once/</link> <comments>http://personalfinance.choicehow.com/2013/01/paying-all-debts-on-credit-cards-at-once/#comments</comments> <pubDate>Thu, 10 Jan 2013 17:20:07 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Credit Cards]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[Debt]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[Money Management]]></category> <category><![CDATA[Personal Finance]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=993</guid> <description><![CDATA[This month, one of my credit cards will have its full limit and it will probably be left untouched for many months. The credit card, which was issued by a major U.S. bank, had a very high debt level. Although credit card debts can damage a consumer&#8217;s FICO credit scores, when they are handled properly,]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2013/01/paying-all-debts-on-credit-cards-at-once/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Benefits From Shifting Credit Card Debt</title><link>http://personalfinance.choicehow.com/2012/12/benefits-from-shifting-credit-card-debt/</link> <comments>http://personalfinance.choicehow.com/2012/12/benefits-from-shifting-credit-card-debt/#comments</comments> <pubDate>Fri, 07 Dec 2012 05:08:02 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Credit Cards]]></category> <category><![CDATA[Balance transfer]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[Credit card debt]]></category> <category><![CDATA[Debt]]></category> <category><![CDATA[Debt relief]]></category> <category><![CDATA[Debt settlement]]></category> <category><![CDATA[fees]]></category> <category><![CDATA[Money Management]]></category> <category><![CDATA[Payment]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[prepaid]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=986</guid> <description><![CDATA[There are obviously some benefits associated with shifting credit card debts when living in a developed society. Personally, I tend to shift all debts unto one credit card. Doing so allows me to handle my transactions better and to allow some of credit cards to draw no debts. Of course, all because a consumer has]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/12/benefits-from-shifting-credit-card-debt/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Stopping a Bad FICO Credit Score From Being Damaged</title><link>http://personalfinance.choicehow.com/2012/11/stopping-a-bad-fico-credit-score-from-being-damaged/</link> <comments>http://personalfinance.choicehow.com/2012/11/stopping-a-bad-fico-credit-score-from-being-damaged/#comments</comments> <pubDate>Thu, 08 Nov 2012 04:12:46 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Credit Cards]]></category> <category><![CDATA[Bank of America]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[Credit history]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[Debt]]></category> <category><![CDATA[Debt consolidation]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[interest rates]]></category> <category><![CDATA[Loan]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=980</guid> <description><![CDATA[There is only one way to stop a bad FICO credit score from ruining your entire life: paying your minimum fees on time. Consumers who are looking to stop their FICO credit scores from being damaged must make their minimum payments on time. About three years ago, a very old Bank of America credit card I had]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/11/stopping-a-bad-fico-credit-score-from-being-damaged/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Consumers Can Increase Their FICO Credit Scores Gradually</title><link>http://personalfinance.choicehow.com/2012/10/consumers-can-increase-their-fico-credit-scores-gradually/</link> <comments>http://personalfinance.choicehow.com/2012/10/consumers-can-increase-their-fico-credit-scores-gradually/#comments</comments> <pubDate>Tue, 09 Oct 2012 04:15:26 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[bankruptcy]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[Credit history]]></category> <category><![CDATA[Credit limit]]></category> <category><![CDATA[credit lines]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[Loan]]></category> <category><![CDATA[money]]></category> <category><![CDATA[Payment]]></category> <category><![CDATA[personal loans]]></category> <category><![CDATA[VantageScore]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=976</guid> <description><![CDATA[Consumers who are not missing their monthly credit card payments are unlikely to damage their FICO credit scores. As an active consumer myself, I have discovered that it definitely pays to pay off credit card debts in a gradual but consistent way. One of the best ways consumers can increase their FICO credit scores gradually is]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/10/consumers-can-increase-their-fico-credit-scores-gradually/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Get a Chargeback And Stop The Crime</title><link>http://personalfinance.choicehow.com/2012/09/get-a-chargeback-and-stop-the-crime/</link> <comments>http://personalfinance.choicehow.com/2012/09/get-a-chargeback-and-stop-the-crime/#comments</comments> <pubDate>Fri, 07 Sep 2012 04:10:29 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Bank of America]]></category> <category><![CDATA[Capital One]]></category> <category><![CDATA[Chargeback]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[Debit card]]></category> <category><![CDATA[Fraud]]></category> <category><![CDATA[MasterCard]]></category> <category><![CDATA[Merchant services]]></category> <category><![CDATA[money]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=971</guid> <description><![CDATA[If your credit card is being abused by a fraudster, get a chargeback and avoid paying for the charges it has produced. Most consumers will not be willing to pay for goods they have not purchased from retail stores. Any normal credit card holder who realizes that he will be paying for products or services he]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/09/get-a-chargeback-and-stop-the-crime/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Saving Money On Computers as a Consumer</title><link>http://personalfinance.choicehow.com/2012/08/saving-money-on-computers-as-a-consumer/</link> <comments>http://personalfinance.choicehow.com/2012/08/saving-money-on-computers-as-a-consumer/#comments</comments> <pubDate>Tue, 07 Aug 2012 21:03:48 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Money]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Consumer]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Dell]]></category> <category><![CDATA[Laptop]]></category> <category><![CDATA[money]]></category> <category><![CDATA[shopping]]></category> <category><![CDATA[Transactional account]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=965</guid> <description><![CDATA[Consumers who want to save money on computers must make sure they are checking out some of the deals of retail stores which do not always require their customers to pay for goods upfront. Not every computer retail store charges its customers upfront. Dell, although it is a manufacturer of laptop and desktop computers, maintains]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/08/saving-money-on-computers-as-a-consumer/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>When Your Capital One Venture Rewards Credit Card is Missing</title><link>http://personalfinance.choicehow.com/2012/07/when-your-capital-one-venture-rewards-credit-card-is-missing/</link> <comments>http://personalfinance.choicehow.com/2012/07/when-your-capital-one-venture-rewards-credit-card-is-missing/#comments</comments> <pubDate>Mon, 09 Jul 2012 20:33:34 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[Capital One]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[Equifax]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[frugal]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[Transunion]]></category> <category><![CDATA[Visa]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=953</guid> <description><![CDATA[Just a few weeks ago and right after I had paid for postage stamps I ordered through one of the offices of the United States Postal Service, I realized that my Capital One Venture Rewards credit card was missing. Of course, when I realized that my golden-looking plastic card which was of Visa&#8216;s service was]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/07/when-your-capital-one-venture-rewards-credit-card-is-missing/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>A Quick Way to Lose Your Credit Card to Criminals</title><link>http://personalfinance.choicehow.com/2012/06/a-quick-way-to-lose-your-credit-card-to-criminals/</link> <comments>http://personalfinance.choicehow.com/2012/06/a-quick-way-to-lose-your-credit-card-to-criminals/#comments</comments> <pubDate>Fri, 22 Jun 2012 20:55:58 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Credit Cards]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[banks]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[loans]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=949</guid> <description><![CDATA[Personally, I think that one of the quickest ways a consumer can lose access to his credit card is by doing business with money-craving criminals operating online stores. Most online shops are safe to utilize for acquiring useful products. However, there are probably some bad online stores out there. Certain intelligent online thieves could set]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/06/a-quick-way-to-lose-your-credit-card-to-criminals/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Bank of America Protects its Customers From Illegal ATM Withdrawals</title><link>http://personalfinance.choicehow.com/2012/05/bank-of-america-protects-its-customers-from-illegal-atm-withdrawals/</link> <comments>http://personalfinance.choicehow.com/2012/05/bank-of-america-protects-its-customers-from-illegal-atm-withdrawals/#comments</comments> <pubDate>Fri, 25 May 2012 19:45:07 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Credit Cards]]></category> <category><![CDATA[ATM]]></category> <category><![CDATA[Bank of America]]></category> <category><![CDATA[banking]]></category> <category><![CDATA[debit cards]]></category> <category><![CDATA[money]]></category> <category><![CDATA[PIN numbers]]></category> <category><![CDATA[transactions]]></category> <category><![CDATA[Visa]]></category> <category><![CDATA[withdrawals]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=945</guid> <description><![CDATA[Most Bank of America customers do not need to worry about their checking accounts being fraudulently operated by criminals. This is mainly because Bank of America protects its customers from illegal ATM withdrawals. So, thieves planning to withdraw money from Bank of America checking accounts through using debit cards will likely experience some troubles. Generally,]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/05/bank-of-america-protects-its-customers-from-illegal-atm-withdrawals/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel> </rss>
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