<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" ><channel><title>Choicehow &#124; Personal Finance</title> <atom:link href="http://personalfinance.choicehow.com/feed/" rel="self" type="application/rss+xml" /><link>http://personalfinance.choicehow.com</link> <description>Personal Finance Details Via Choicehow.com</description> <lastBuildDate>Mon, 23 Jan 2012 02:30:56 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator> <item><title>Capital One or Discover Credit Cards?</title><link>http://personalfinance.choicehow.com/2012/01/capital-one-or-discover-credit-cards/</link> <comments>http://personalfinance.choicehow.com/2012/01/capital-one-or-discover-credit-cards/#comments</comments> <pubDate>Mon, 23 Jan 2012 02:30:56 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Capital One]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[frugal]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=937</guid> <description><![CDATA[The minimum payments to be made on Capital One and Discover credit cards ultimately differ. Capital One currently limits minimum payments due on their credit cards to $15 but Discover charges $25 more. This makes Capital One a better lender in my opinion as it supports frugality mostly enjoyed by consumers looking to save money]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/01/capital-one-or-discover-credit-cards/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Using Your Discover Card for Purchasing Goods and Issuing Minimum Payments</title><link>http://personalfinance.choicehow.com/2012/01/using-your-discover-card-for-purchasing-goods-and-issuing-minimum-payments/</link> <comments>http://personalfinance.choicehow.com/2012/01/using-your-discover-card-for-purchasing-goods-and-issuing-minimum-payments/#comments</comments> <pubDate>Sun, 08 Jan 2012 01:56:13 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Capital One]]></category> <category><![CDATA[checking accounts]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[debts]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[frugal]]></category> <category><![CDATA[lenders]]></category> <category><![CDATA[money]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[personal budget]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=934</guid> <description><![CDATA[Consumers who are carrying Discover credit cards may be able to purchase certain types of goods from retail stores as Best Buy, Walmart and Costco with them while keeping their FICO credit scores intact if they follow the best practices. Personally, the current practices I use for handling my Discover More Card Cashback Bonus credit card]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2012/01/using-your-discover-card-for-purchasing-goods-and-issuing-minimum-payments/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Getting Approved for a Capital One Unsecured Personal Loan</title><link>http://personalfinance.choicehow.com/2011/12/getting-approved-for-a-capital-one-unsecured-personal-loan/</link> <comments>http://personalfinance.choicehow.com/2011/12/getting-approved-for-a-capital-one-unsecured-personal-loan/#comments</comments> <pubDate>Tue, 20 Dec 2011 04:00:13 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[APR]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[borrow]]></category> <category><![CDATA[Capital One]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[money]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[prepayement]]></category> <category><![CDATA[unsecured]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=932</guid> <description><![CDATA[Consumers who are doing business with a big financial institution as Capital One are probably getting some exciting benefits from using its wide variety of services. Today, I received in my mailbox an unsecured personal loan offer from Capital One since I have been doing business with this particular bank for awhile. Holding personal and]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/12/getting-approved-for-a-capital-one-unsecured-personal-loan/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Discover Card and American Express Credit Cards During October to November</title><link>http://personalfinance.choicehow.com/2011/11/discover-card-and-american-express-credit-cards-during-october-to-november/</link> <comments>http://personalfinance.choicehow.com/2011/11/discover-card-and-american-express-credit-cards-during-october-to-november/#comments</comments> <pubDate>Fri, 11 Nov 2011 06:31:59 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[American Express]]></category> <category><![CDATA[AMEX]]></category> <category><![CDATA[APR]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[credit score]]></category> <category><![CDATA[Discover]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[finance]]></category> <category><![CDATA[frugal]]></category> <category><![CDATA[interest rates]]></category> <category><![CDATA[money]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=928</guid> <description><![CDATA[Personally, I think it is pretty much easy to retain new credit cards from Discover and American Express (AMEX) from October to November of every year. Credit card companies may not be unwilling to give consumers opportunities to acquire substantial credit when Christmas Holiday seasons nears. Most families spend so much cash on electronics and clothing through]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/11/discover-card-and-american-express-credit-cards-during-october-to-november/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Bank of America Will Charge $5 for Debit Card Transactions</title><link>http://personalfinance.choicehow.com/2011/10/bank-of-america-will-charge-5-for-debit-card-transactions/</link> <comments>http://personalfinance.choicehow.com/2011/10/bank-of-america-will-charge-5-for-debit-card-transactions/#comments</comments> <pubDate>Mon, 03 Oct 2011 05:28:42 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[ATM]]></category> <category><![CDATA[Bank of America]]></category> <category><![CDATA[Chase]]></category> <category><![CDATA[Citibank]]></category> <category><![CDATA[debit cards]]></category> <category><![CDATA[fees]]></category> <category><![CDATA[frugal]]></category> <category><![CDATA[money]]></category> <category><![CDATA[profits]]></category> <category><![CDATA[transactions]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=925</guid> <description><![CDATA[U.S. bank Bank of America is planning to charge its customers $5 for debit card transactions they make monthly. Frugal customers of Bank of America (BofA) are not happy that it is planning to make its debit cards non-free for if they don&#8217;t meet certain balance requirements. The rich customers of BofA are not going]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/10/bank-of-america-will-charge-5-for-debit-card-transactions/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Applying for a Personal Loan Via Capital One Bank</title><link>http://personalfinance.choicehow.com/2011/09/applying-for-a-personal-loan-via-capital-one-bank/</link> <comments>http://personalfinance.choicehow.com/2011/09/applying-for-a-personal-loan-via-capital-one-bank/#comments</comments> <pubDate>Mon, 05 Sep 2011 22:48:47 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Loans]]></category> <category><![CDATA[APR]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[banking]]></category> <category><![CDATA[Banking Services]]></category> <category><![CDATA[borrow]]></category> <category><![CDATA[Capital One]]></category> <category><![CDATA[checking accounts]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[funds]]></category> <category><![CDATA[loans]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[personal loans]]></category> <category><![CDATA[savings accounts]]></category> <category><![CDATA[secured]]></category> <category><![CDATA[unsecured]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=921</guid> <description><![CDATA[A U.S. bank like Capital One allows consumers to borrow personal loans through its internet banking services. If you are in need of the best personal loans, you probably have to do business with Capital One. Yesterday, I logged on to the banking website of Capital One to check my MasterCard credit card balances but]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/09/applying-for-a-personal-loan-via-capital-one-bank/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Having a Job May Allow You to Save Enough Money</title><link>http://personalfinance.choicehow.com/2011/08/having-a-job-may-allow-you-to-save-enough-money/</link> <comments>http://personalfinance.choicehow.com/2011/08/having-a-job-may-allow-you-to-save-enough-money/#comments</comments> <pubDate>Sun, 07 Aug 2011 22:39:51 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[banks]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[employed]]></category> <category><![CDATA[frugal]]></category> <category><![CDATA[jobs]]></category> <category><![CDATA[money]]></category> <category><![CDATA[personal loans]]></category> <category><![CDATA[unemployed]]></category> <category><![CDATA[unemployment]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=918</guid> <description><![CDATA[Last month, 117,000 jobs were produced in the United States. The job market was boosted in July and if it stays the same soon, then people living in the U.S. will be able to decrease their chances of using certain types of borrowed funds. Some unemployed individuals borrow money from many sources (banks, friends) so]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/08/having-a-job-may-allow-you-to-save-enough-money/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Control Credit Card Debt to Raise Your FICO Score</title><link>http://personalfinance.choicehow.com/2011/07/control-credit-card-debt-to-raise-your-fico-score/</link> <comments>http://personalfinance.choicehow.com/2011/07/control-credit-card-debt-to-raise-your-fico-score/#comments</comments> <pubDate>Wed, 06 Jul 2011 04:28:24 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Bank of America]]></category> <category><![CDATA[Chase]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[debts]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[interest rates]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[Transunion]]></category> <category><![CDATA[VantageScore]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=568</guid> <description><![CDATA[Raising your FICO credit score may not become a big problem for you especially if you control the way you use your credit cards when shopping for new products through retail store like Walmart and Best Buy. The more active you become as a consumer, the higher your chances of using your MasterCard and Visa]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/07/control-credit-card-debt-to-raise-your-fico-score/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Paying Off Credit Card Debt Fast and the Benefits Which Can be Gained by You as a Consumer</title><link>http://personalfinance.choicehow.com/2011/06/paying-credit-card-debt-fast-benefits-gained-consumer/</link> <comments>http://personalfinance.choicehow.com/2011/06/paying-credit-card-debt-fast-benefits-gained-consumer/#comments</comments> <pubDate>Thu, 02 Jun 2011 22:40:44 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Bank of America]]></category> <category><![CDATA[banks]]></category> <category><![CDATA[Chase]]></category> <category><![CDATA[consumers]]></category> <category><![CDATA[Credit card]]></category> <category><![CDATA[debts]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[lenders]]></category> <category><![CDATA[loans]]></category> <category><![CDATA[mortgage loans]]></category> <category><![CDATA[payments]]></category> <category><![CDATA[Wells Fargo]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=254</guid> <description><![CDATA[Most consumers who pay off their credit card debts fast are able to do business with lenders for many years without experiencing major difficulties in borrowing large levels of loans. Of course, paying off a credit card debt fast can give you a chance to accrue many magnificent benefits with ease. If you have to]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/06/paying-credit-card-debt-fast-benefits-gained-consumer/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Losing More Than 60% of Your FX Trading Capital</title><link>http://personalfinance.choicehow.com/2011/05/losing-60-fx-trading-capital/</link> <comments>http://personalfinance.choicehow.com/2011/05/losing-60-fx-trading-capital/#comments</comments> <pubDate>Wed, 11 May 2011 05:40:34 +0000</pubDate> <dc:creator>A-fin</dc:creator> <category><![CDATA[Investing]]></category> <category><![CDATA[capital]]></category> <category><![CDATA[day trading]]></category> <category><![CDATA[dollars]]></category> <category><![CDATA[EUR]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[financial markets]]></category> <category><![CDATA[foreign currencies]]></category> <category><![CDATA[forex]]></category> <category><![CDATA[markets]]></category> <category><![CDATA[money]]></category> <category><![CDATA[pips]]></category> <category><![CDATA[trading]]></category> <category><![CDATA[USD]]></category><guid isPermaLink="false">http://personalfinance.choicehow.com/?p=251</guid> <description><![CDATA[If you are very young and want to become a forex trader, make sure you don&#8217;t lose 60% of your trading capital within one month of entering a market order via a financial software. Selling or buying EUR/USD may not always make you a rich forex trader if you lack understanding of how such a]]></description> <wfw:commentRss>http://personalfinance.choicehow.com/2011/05/losing-60-fx-trading-capital/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel> </rss>
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